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Digital India Programme: Its Impacts and Importance
G. Krishna Naik, Ramachandraiah R. K, T. D. Vasantha
Department of Commerce, Government First Grade College, Tumkur
Abstract
This programme has been launched by Prime minister Narendra Modi on 1stJuly 2015, towards “Making India Digital” an aim of transforming the country into a digitally empowered society and knowledge economy. It ensures that government services are available to citizens electronically and connect rural areas with high speed internet network and to improve the digital literacy huge job opportunities are to be created in the information technology sector and also corruption, which has been one of India’s major problems is set to take a back seat with high transparency due to this programme.
Key words: Digital literacy, Indian economy, Information technology
1. Introduction
India is a rapid growing economy in the world. The Indian economy is seventh largest economy in the world and third largest purchasing power parity after US and China. After 1990’s the entrance of technology in India and people were come to know the use of personal computer and gradually automation took every sector. But in a developing country like India the process of digital soundness has been slow and got a huge push to go digital when the demonetization shook every one, our prime minister have been taken various initiation in India such as make in India ,swatch Baharat abhiyan, digital India etc. But it was during this money crunch when people stared recognizing the advantages of digital sound and now it benefit. During this time the online payment option have helped people to survive the cash crunch they faced and have also become the driving force for digital literacy and financial literacy.
Meaning: It is a programme to prepare India for electronically knowledge for future, it focus on transformation to technological central.
2. Objectives
- To study the impact of digitalization on various sectors of Indian economy.
- To understand the requirements of financial literacy.
- The finding of the will identify the role of financial literacy and how their policies can be executed in the Indian economy.
- To find out about the challenges, faced in the implementation of the programme.
3. Methodology
The methodology used in this research work is secondary data analysis. This paper covers digital India programme and impact of digitalization on Indian economy, only secondary data from some authentic government sources and news papers and reserve bank of India websites.
4. VISION OF DIGITAL INDIA:
- Infrastructure as a utility to every citizen: high speed internet shall be made available by all grampanchayat, mobile and bank account would enable participating in digital and financial spare at individual level, easy access to service center their locating and safe and secure cyber space in the country.
- Governance and services on demand: single window access to all persons availability of government services. In online and mobile platform and government services to be digitally transformed for improving of doing business and making financial transaction.
- Digital empowerment of citizen: universal digital literary, all digital resources universally available on the cloud, services in Indian languages.
5. NINE PILLARS OF DIGITAL INDIA
- E-governance –Reforming government through technology.
- E-Kranti-electronic delivery of services.
- Broad band high ways.
- Universal access to phone.
- Public internet access programme.
- Information for all.
- Electronic Manufacturing
- Information Technology for jobs.
- Early harvest programs.
6. HIGHLIGHTS OF THE PROGRESS IN DIGITAL INDIA
- More than 12000 rural post office branches have been linked and soon payment banking would also become a reality for them.
- The progressive policies & aggressive focus on make in India have played a significant role in the resurgence of the electronic manufacturing sectors.
- The government also makes plan ‘digital village’ across the country by linking all schemes with technology. The ‘digital village’ would be powered by LED lighting, Solar Energy, Skill Development center & E-services like E-education and E-health.
- Within Digital India you will have facility of digital locker where you can save all your documents and it can be assessed through any place via internet, so in short it avoids your difficult task and saves your precious time.
- E-signature as the name suggest you can digitally sign your document through Aadhaar, E-kyc services
Advantages
- Creation of digital infrasrture and manufacturing in native India and improves the quality of services
- digital empowerment of native Indian people
- delivery of all govt services electronically
- A bank account for immediate benefits transfers of subsidies and payments with transparency
- A mobile for world wide access to all services
- It will help in decreasing documentation
- villages will get an opportunity to discover near things internet facilities
- More employment in IT corporation
- No corruption as IT official can track easily
Disadvantages
- Hacking possess a threat to digital transaction
- Govt employment might reduce which in turn lead to civil servants unrest
- People will use free Wi-Fi just for time pass which is current scenario
- Lack of knowledge about its use and benefits
- Resistance to change people show during emergence of new technology
- Building trust among the people for change is difficult
Recommendations
- People should imparted with knowledge of factors which affects their savings and how they can maximize their savings and the facilities available for them to help to do so
- People should also be made aware about the security of their personal information regarding their accounts of online frauds
- Organization can guide their employees & make them literate regarding the financial aspects
- For doing so they also need to have the knowledge bout programme & how to use the facilities provided by the government
- The school & colleges can create awareness among the people of their locality
Conclusion
The initiative of the government of India in order to transform India into a digitally empowered society & a knowledge economy is an amazing initiative to transform all the government services is also good. If the government of India is successful implementing all policies of digital India campaign property then it will provide high pace growth to one economy as it focus on to provide high speed internet facility broadband highways information technology jobs all information available on online & cashless transaction & use of mobile phone universally
References
- http://articles.economictimes.indiatimes.com
- Annual Report. Reserve bank of India.
- Press Information Bureau. Government of India.
- Articles in Financial Express Economic Times, The Hindu.
- www.digtalIndia.gov.in
